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No-Fault Insurance and PIP Laws to Expire: What Fallout Do We Face?

On October 1st, Florida's no-fault auto insurance laws are scheduled to sunset. Also disappearing is the requirement that all drivers carry a minimum level of personal injury protection (PIP).

Repercussions are predicted to be widespread. The 20% of Floridians who have no health insurance will have no coverage for treatment of injuries sustained in auto accidents. Hospitals say they will be forced to bear the costs of administering emergency treatment to uninsured accident victims. Health insurance companies say any decrease in auto insurance premiums will be completely offset by increase in health insurance premiums.

Read the full article here.

Should the legislature take this issue up during the September special session?  If so, should they extend the existing law for a year or try to develop consensus reform legislation before the October 1 deadline?

tags PIP, No-Fault (all tags)


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NO FAULT INSURANCE

Today September 8, the Orlando Sentinel had a Question and Answer on teh first page on the probable demise of PIP.

I posted the following words on their website .. essentially legislators are falling down on their job! "I believe this PIP  Q and Q omitted a key point. The issue of PIP's  renewal was apparently not discussed or voted on in the regular session even though it was known it would sunset on October 1. I believe the special session, now in limbo,  was called when it was evident the state was not receiving the income  needed for the planned budget. When a special session was scheduled, overlooked PIP was shoe horned on to the agenda. The state legislature is not minding the store by doing the peoples' business. The Sentinel should have called this omission to our attention. PIP did not have a just hearing during the main session last winter it appears and now it is dying on the limbs of the tree of twisting the truth. The consequences might result in a demise of the needed trauma centers throughout the state.

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